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Checking Accounts

At Abilene Federal Credit Union, we have a terrific checking plan to fit your needs. It offers no minimum balance and no monthly fee if you maintain a $300 daily balance.

Abilene Federal Credit Union Checking account features:


Please see our fee statement for any applicable fees, or contact us for more information about our checking accounts.


Overdraft Protection & Courtesy Pay Protection

Avoid the expense and inconvenience of overdrafts with overdraft protection from Abilene Federal Credit Union. Overdraft protection is available on our checking account, using your savings account. Overdraft protection works by transferring the amount needed to pay the item trying to clear on your checking, plus a transfer fee. Funds must be available in your savings account for overdraft protection to work.

Courtesy Pay Protection

With Courtesy Pay protection the embarrassment and additional expense of having a check or electronic draft returned unpaid can be avoided. If your account is approved for Courtesy Pay and overdraft protection is not available, then an insufficient item may be paid for you for a $25.00 fee. The Courtesy Pay limit is $600.00 including any fees that may be charged.

Please contact us if you have any questions about Overdraft Protection or Courtesy Pay.